Life Insurance

"It's too expensive."

"I don't want to think about dying."

"I'll worry about it when I'm older."

"I don't want to have my blood drawn."

       There are TONS of excuses for putting off Life Insurance.  Whether it is the fear of cost, the unknown, or a needle, Life Insurance can be nerve-wracking for many.  However, it does NOT have to be!  The experts at ISU Barich Insurance in Redlands, CA can discuss all your concerns with you and let you know about the various options that you have. 

       Worried about fitting it into your budget?  Let's talk about Term Life insurance.  With Term Life Insurance, you can assure your kids will have college funds or your house payment will be taken care of for potentially less than the cost of eating out once a month.  Or, let us know YOUR budget and we can find the best policy for your needs.  Are you nervous about the Paramed exam?  After completing a Life Insurance application, you will then have a confidential interview with the carrier.  Based on your responses, you may qualify for lab-free underwriting and your policy can be approved as soon as the following day. 

       No one wants to think about a premature death.  Having Life Insurance is a way to prepare for the worst-case scenario.  Since premiums are based on age and health status, it is advantageous to lock in your premium at a younger age.  Need another incentive to quit smoking?  A non-smoker's premium will be significantly less…and you will receive the added health benefit!

       Life Insurance helps make sure that the people you care about will be provided for financially- even if you are not there to do it yourself.  ISU Barich Insurance represents all the major carriers including Banner, Principal, Nationwide, Lincoln Financial, AIG, John Hancock, and Prudential for both Term and Permanent Life Insurance.  Interested in a quote now?  All we need is your name, date of birth, smoker or non-smoker, general health status (excellent health, average health, etc.), death benefit amount, and whether it is for Term or Permanent Life.  Give us a call at (909) 793-9683 and we look forward to giving you peace of mind and assisting you today!

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