Medicare and You

     Is your 65th Birthday coming up and you are being bombarded with Medicare information in the mail?  Are you approaching retirement and now need to see what your Medicare options are?  ISU Barich Insurance Agency has expanded our business in several areas including Health and Benefits.  Serving both the Inland Empire and the South Bay, we are now your solution for Medicare!  

     We represent most major carriers and can help you compare the benefits of multiple Medicare Advantage Plans, Medicare Supplements, and Part D Prescription Drug Plans.  Some important things to know regarding enrollment:

  • You have a 7-month enrollment period for a Medicare Advantage Plan (MAPD) and Part D Prescription Drug Plan (PDP).  This includes your Birth month, the 3 months before your Birth month, and the 3 months after your Birth month.  For example, if your Birthday is May 15th, your enrollment window is from February to August.
  • You have Guarantee Issue (no medical underwriting) for a Medicare Supplement during the first 6 months of turning 65.  If you Birthday is in February, the best time to apply is from February to June.

     Are you not sure if you want a Medicare Advantage Plan or Medicare Supplement?  Need to see what plans your doctors accept?  Are you confused about Medicare in general?  Let us walk you through all of these questions and leave you confident in your Healthcare choice.  

     Give us a call at (909) 793-9683 with any questions and to schedule a complimentary appointment.  Medicare can be a very confusing topic and we are a FREE resource available to you.  Our goal is to assist in finding you a health plan that will maximize your benefits while minimizing your costs!

*By calling the number above you will be directed to a licensed insurance agent. Medicare has neither reviewed nor endorsed this information. 

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